Personal Finance Episodes
Beyond the Leash: What Dogs Teach Us About Money, Mindset, and Meaning
When’s the last time your dog taught you something about life — or even about money? 🐾 In this heartfelt episode of The Prosperity Lounge , host Joey Ruffalo sits down with Samantha Spoto — Licensed Veterinary Nurse, Accredit...
From Mortgages to Real Estate: Smart Home Buying & Wealth Strategies …
In this episode of The Prosperity Lounge , Joey Ruffalo sits down with Richard Swan —a seasoned professional with over 25 years in the mortgage industry and now a trusted real estate agent in East Tennessee. Together, they un...
The Declaration of Financial Independence: What Freedom Really Means
In this special July 4th episode of The Prosperity Lounge , Joey Ruffalo gets personal. He opens with a powerful tribute to his father, Joseph J. Ruffalo Jr. , a Vietnam War veteran, community leader, and advocate for the bli...
Debt vs. Retirement? Proven Strategies to Crush Debt Without Killing …
Is it smarter to pay off debt or invest in retirement — and how do you know when to hit pause? In this episode of The Prosperity Lounge , Joey Ruffalo breaks down the most emotionally loaded question in personal finance: “Sho...
Why Money Stress Is Wrecking Your Health | Tips to Take Control
Feeling overwhelmed by money stress? You’re not alone. In this episode, Joey Ruffalo shares how financial anxiety impacts your health, relationships, and mindset—and what habits can bring peace. Learn how to budget with inten...
From Side Hustles to Breakthroughs: How I Paid Off $370K in Debt
What happens when budgeting isn’t enough? You hustle—with purpose. In this powerful episode of The Prosperity Lounge , Joey Ruffalo shares how he and his family used side hustles to pay off over $370,000 in debt —and how you ...
Why Most Budgets Fail — And How to Finally Build One That Works
What if the problem isn’t you — it’s the budget? In this episode of The Prosperity Lounge Radio Show , Joey Ruffalo shares the hard truth about why most budgeting strategies fail and how to flip the script to create a plan th...
Welcome to the Lounge: My Journey, Your Breakthrough
In the premiere episode of The Prosperity Lounge Radio Show , Joey Ruffalo shares the powerful story behind his journey — from crushing debt to financial freedom, and how faith, grit, and strategy created a new path forward. ...