In this episode of The Prosperity Lounge, Joey Ruffalo sits down with Richard Swan—a seasoned professional with over 25 years in the mortgage industry and now a trusted real estate agent in East Tennessee. Together, they unpack the truth about renting vs. buying, 15-year vs. 30-year mortgages, and how to view your home as a long-term wealth strategy.
You’ll learn:
✔️ The biggest myths about homeownership and mortgages
✔️ Why flexibility often beats locking into a strict 15-year loan
✔️ How the Knoxville and East Tennessee housing market is evolving
✔️ What first-time buyers should really know before making the leap
✔️ The role of intentional financial planning in successful homeownership
Joey also shares his personal experience with HonorAir Flight 37 and the moving Welcome Home event on Sept. 24th, a reminder that community and legacy matter as much as financial decisions.
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